Personal Receipts

note

Current public-DAV authority boundary — 2026-07-12. Pre-launch target design; nothing here proves a live system. A public-DAV consequence may occur only when at least two natural-person councilors bind the exact consequence in a complete valid bound PRISM decision receipt. PRISM records and verifies that receipt only; it never serves as council, signatory, authority, or receipt producer. AI and caste seats stage unsigned proposals only; they never authorize or execute a public-DAV consequence. Constitution or membership adoption establishes constitution and membership only; it does not authorize a later consequence. Policy may constrain an unsigned proposal but never authorizes execution or substitutes for the complete consequence-bound receipt. Before receipt validity, consequence fails closed to read-only proposal, simulation, or deterministic sandbox; live evidence remains gated_pending_complete_valid_bound_receipt. Software deterministically carries out only the exact consequence bound to a complete valid bound PRISM decision receipt from at least two natural-person councilors binding that exact consequence.

Scope: capability inside the two buyer products (Skyzai Personal / Skyzai Work ✱) — not a standalone SKU. See The Product Family.

Surface: receipts.skyzai.com (declarative) Catalog route: skyzai.com/products/personal-receipts/ Status: SPEC Evidence tier: [D] — vault encryption design ratified; sibling to OFN B2B-2; first external user is the proof gate (re-tiered [B]→[D] 2026-07-03 per TIER_MERGE_GATE: a spec/draft is not an observed run; [B] requires a dated reproducible receipt) Source canon: 02_SKYZAI/02_ORGANISM_COMMONS/NOOSPHERE/03_PRODUCTS/personal_receipts/WEBSITE.md

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What Personal Receipts Is

Your life audit trail, without turning your life into a product. Personal Receipts is the consumer-side vault for receipts from everyday transactions — payments, tickets, agreements, signatures. Encrypted to your key. Stored on your infrastructure (or yours via Nexus). K4 export always one call away.

Same OFN receipt schema as the B2B SDK. The receipts your apps emit on B2C surfaces (Pay POS, Events, etc.) flow into your Personal Receipts vault.

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What It Is Not

• Not an audited bookkeeping service
• Not a tax filing service or accountant — we provide format, not attestation
• Not a comprehensive personal-finance record — only what you choose to vault here
• No legal-binding claim on stored receipts — counsel-cleared contracts give legal force
• We do not custody money, tokens, or assets — only the receipts that record their movement

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Cross-links

• Product page: /products/personal-receipts/
• Buyer deck: /products/personal-receipts/deck/
• Resource room: /products/personal-receipts/resources/
• Access form: /products/personal-receipts/access/
• Adjacent canon: OFN Receipts (P1), OFN organ (97), Nexus (P7)
• Source markdown: 02_SKYZAI/02_ORGANISM_COMMONS/NOOSPHERE/03_PRODUCTS/personal_receipts/WEBSITE.md

Refer to the canonical WEBSITE.md source for complete product spec. This wiki page exists so the .com → .org bidirectional pair resolves cleanly.

Zero-Sum Resolution Equation

K3 public-DAV authority history — 2026-07-12

K3 historical reference — not active authority

note

Current public-DAV boundary — 2026-07-10. Pre-launch target design; nothing here is live. The active DAV is public and targets PRISM, with no K2 runtime, launch, genesis/bootstrap, or fallback dependency. Consequential authority requires at least two natural-person councilors; AI/caste seats stage unsigned proposals only. Before quorum, behavior fails closed to read-only/proposal, simulation, or deterministic sandbox, and a live decision receipt remains gated pending quorum.